Background Pattern
INTELLIGENT PAYMENT ORCHESTRATION

Split Payment
one bill, multiple ways
to pay.

Use your wallet, cards, and linked bank accounts together to complete one payment smoothly in a single flow.

Dashboard Pattern
Flur Logo
Split Payment

Split Payment Overview

Track payment sources, success rates.

SOURCES LINKED

8 +1

SUCCESS RATE

99.8% Stable

AVERAGE SOURCES PER PAYMENT

3.2 +0.4

TOTAL SPLIT PAYMENT VOLUME

₦4.5M +15.5%

Active split payment flows

POS Split Checkout

Multi source payment at checkout

Online Payment Flow

Complete one payment with multiple sources

Bill Payment Split

Cover larger bills across linked methods

Source health

STABLE
Wallet availability
Card readiness
Bank connection status
Routing performance

Before & After Smart Split.

Without Split Payment

×One source fails, the whole payment stalls
×Too much back and forth between wallet, card, and bank
×More effort just to complete one transaction

With Flur Split Payment

One payment flow across multiple sources
Automatic or manual source allocation
A smoother path to payment completion

Choose how you pay,
with more control.

Flur does more than combine payment sources. It helps you decide exactly how each source contributes to a payment, whether you want automatic suggestions or full manual control.

Smart Auto Fill

Flur suggests the best way to cover the payment using your available sources.

Manual Split Control

Adjust how much comes from your wallet, card, or bank account at any time.

Live Coverage View

See how much of the payment is already covered before you confirm.

Payment Details

TOTAL AMOUNT DUE

₦80,000.00

SOURCES
Auto-split

Flur Wallet

Bal: ₦10k

-₦10,000

MAX USED

GTBank ••• 34

Debit Card

-₦10,000

COVERED₦20,000 (25%)
SECURE PAYMENT FLOW

Confidence in every step.

Split Payment is designed to coordinate each stage of the payment clearly, from source selection to final confirmation, so users can complete payments with more visibility and control.

01

Select sources

Choose the wallet, cards, or linked accounts you want to use for the payment.

02

Check availability

Flur reviews the selected sources and prepares the payment flow.

03

Assign amounts

Split the payment automatically or adjust each source manually.

04

Complete Payment

Once the allocation is confirmed, Flur completes the payment in one guided flow.

Source verification
Clear payment coordination
Failure handling support
Card Pattern

End the
app-hopping chaos.

Let Smart Split combine your financial power so you can focus on living, not wiring.